Appraisal services for Fremont and Alameda County homeowners
See the top reasons CA homeowners use Mission Peak Appraisals :
Own a home in or near Fremont, CA and need help determining the price of it?
At Mission Peak Appraisals , we understand the unique needs of a customer looking for appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, lawyers, and CPAs. But as a consumer,we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we present our findings.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your house because of your emotional attachment to it. Professional appraisers, like the ones at Mission Peak Appraisals , will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just how much you think your house is worth. Potential buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value report than yours.
Appraisals to cancel PMI
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. At Mission Peak Appraisals , we're qualified in helping homeowners just like you rid yourselves of undesirable PMI insurance.
Challenging Alameda county's assessment of your property
Lets say you live in an area that is going down -- your local tax assessor may have your house overvalued. This means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. Getting an appraisal report from Mission Peak Appraisals is your number one weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow point of view. Mission Peak Appraisals can help you reinstate your home equity line of credit with efficient appraisal.
We Offer Field and Desktop Appraisal Review Services
Would you like a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you need a veteran appraiser to double-check your appraisal for efficiency? In a field review we will go out and check the subject and comparables in question. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal report you may have in your possession. While typically requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your property.